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The importance of legal advice when making a whiplash compensation claim

Posted on June 6, 2011

Written by: belly-admin

Making a whiplash injury compensation claim may seem like a daunting prospect to anyone who doesn’t have specialist legal training. Indeed, very few laypeople would decide to embark on a whiplash injury compensation claim without expert advice, as making a mistake could end up leaving them out of pocket. Clearly, as with any complicated legal situation, it is important to get proper legal advice when it comes to making a whiplash injury compensation claim to ensure things go as smoothly as possible.

However, the Liverpool Daily Post recently reported on a worrying new trend which has arisen when it comes to cases such as a whiplash injury compensation claim.
Should you settle a whiplash injury compensation claim direct with an insurer? It revealed that a growing number of insurers are contacting people directly in an attempt to get them to settle an issue such as a whiplash injury compensation claim as soon as possible. In fact, in some cases an insurance company may get in touch with someone to make an offer to settle a whiplash injury compensation claim just hours after an accident has taken place, meaning the individual in question would have had no chance to seek proper legal advice.

So why would an insurer want to settle a whiplash injury compensation claim in this manner? Well, one particular case was highlighted in which a woman was offered a payment by an insurer shortly after being involved in an accident. She accepted, but after seeking legal advice she was able to secure a sum which was 15 times higher than the original offer, so clearly it pays to seek expert help when it comes to things like a whiplash injury compensation claim.

A whiplash injury compensation claim could be more serious than first thought. There are also other reasons to avoid settling a whiplash injury compensation claim in this manner. For example, although a whiplash injury compensation claim may seem like a fairly minor thing – it may feel like nothing more than a stiff neck – it could lead to more serious issues further down the line and someone may even suffer long-term problems which impact on their ability to work.

By settling a whiplash injury compensation claim early on, the individual may not be able to make another claim later, meaning they could be left seriously out of pocket. Not only will seeking proper legal advice on a whiplash injury compensation claim help ensure the claim is handled in the right manner, but it will also ensure the extent of the injury is properly assessed, meaning the victim will not miss out on any money that may be owed to them.

Don’t miss out when it comes to a whiplash injury compensation claim

Of course, making a whiplash injury compensation claim can be a frustrating experience, especially if the money is urgently needed to pay bills. However, by settling a whiplash injury compensation claim directly with an insurer the accident victim risks missing out on a substantial sum of money and for this reason anyone who is even considering making a claim should ensure they get the right advice. People need not worry about the expense of making a whiplash injury compensation claim through an expert solicitor either, as they are likely to be willing to take the case on a no win, no fee basis and they will also be able to ensure the claimant receives 100 per cent of any compensation they are awarded.

Although a whiplash injury compensation claim made in this manner will mean it takes someone slightly longer to get their money than they would if they settled directly, they are could end up getting more than they would have done if they accepted an offer from an insurer. Seeking legal advice after an accident that wasn’t your fault can also help identify if you can take action even if it’s not immediately apparent who you would go about bringing a whiplash injury compensation claim against.

Take the case of a driver in Scotland, who was injured when his car hit a pothole in a hospital road. Although it may not be immediately obvious, he was able to launch a whiplash injury compensation claim. He successfully launched a whiplash injury compensation claim against NHS Lothian following the accident. The wheels of his vehicle dropped into the pothole, and after perusing a whiplash injury compensation claim he was awarded a sum of £1,500.

Again, this case just goes to show the importance of seeking proper legal advice when it comes to making a whiplash injury compensation claim and anyone who has been involved in an accident that wasn’t their fault should get in touch with an expert solicitor to ensure they are fully aware of all their rights and what action they can take to seek recompense.

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